ICICI Bank On Review Of Internal Processes
✅ Have a well-structured and standardised credit approval process.
✅ Multiple independent departments involved in credit risk rating, appraisal and approvals.
✅ Credit approval authorisation framework laid down by the board.
✅ Larger exposures are approved by board’s Credit Committee of the Board.
✅ Adequate checks and balances in loan appraisal, rating and approval processes.
